*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth}
body{background:#263238;color:#e0e0e0;font-family:system-ui,-apple-system,sans-serif;line-height:1.6}
a{color:#74b3e5;text-decoration:none}
a:hover{text-decoration:underline}
img{display:block;max-width:100%}
.site-header{background:#1b5e20;position:sticky;top:0;z-index:100;width:100%}
.hdr-inner{display:flex;align-items:center;justify-content:space-between;max-width:1200px;margin:0 auto;padding:0 10px;height:60px}
.hdr-logo{display:flex;align-items:center}
.main-nav{display:flex;align-items:center;gap:4px}
.nav-list{display:flex;list-style:none;align-items:center;gap:0}
.nav-item{display:flex;align-items:center;position:relative}
.nav-link{display:inline-flex;align-items:center;padding:8px 12px;color:#ffffff;font-weight:500;border-radius:4px;white-space:nowrap}
.nav-link:hover,.nav-link:focus{background:rgba(0,0,0,0.15);text-decoration:none}
.nav-active{font-weight:700;pointer-events:none;cursor:default}
.nav-arrow{display:inline-flex;align-items:center;padding-left:2px;color:#fff;font-size:0.7rem;cursor:pointer;transition:transform 0.2s}
.nav-has-sub:hover .nav-arrow{transform:rotate(180deg)}
.nav-sub{display:none;position:absolute;top:calc(100% + 1px);left:0;background:#388e3c;border-radius:0 0 6px 6px;list-style:none;z-index:200;white-space:nowrap}
.nav-sub li a{display:block;padding:8px 14px;color:#fff;font-size:0.9rem}
.nav-sub li a:hover{background:rgba(0,0,0,0.15);text-decoration:none}
.nav-has-sub:hover .nav-sub{display:block}
.nav-auth{display:flex;align-items:center;gap:8px;margin-left:12px}
.btn-primary{background:#74b3e5;color:#212121;padding:8px 18px;border-radius:6px;font-weight:600;white-space:normal;word-break:break-word;border:none;cursor:pointer;display:inline-block;text-align:center;line-height:1.4}
.btn-primary:hover{background:#1976d2;text-decoration:none}
.btn-secondary{background:transparent;color:#fff;padding:8px 18px;border-radius:6px;font-weight:600;white-space:normal;word-break:break-word;border:2px solid #fff;cursor:pointer;display:inline-block;text-align:center;line-height:1.4}
.btn-secondary:hover{background:rgba(255,255,255,0.15);text-decoration:none}
.mob-toggle{display:none;flex-direction:column;justify-content:space-between;width:28px;height:20px;background:none;border:none;cursor:pointer;padding:0}
.mob-toggle span{display:block;width:100%;height:2px;background:#fff;border-radius:2px}
.mob-menu{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:#192124;z-index:200;overflow-y:auto;flex-direction:column;padding:16px 10px}
.mob-menu.open{display:flex}
.mob-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}
.mob-close{background:none;border:none;color:#fff;font-size:1.5rem;cursor:pointer}
.mob-nav-list{list-style:none;display:flex;flex-direction:column}
.mob-nav-link{display:block;padding:14px 0;color:#fff;font-size:1.05rem;font-weight:500}
.mob-has-sub{position:relative}
.mob-arrow{display:inline-flex;align-items:center;padding:14px 12px;color:#fff;font-size:0.7rem;cursor:pointer;position:absolute;right:0;top:0;transition:transform 0.2s}
.mob-arrow.open{transform:rotate(180deg)}
.mob-sub{display:none;list-style:none;padding-left:16px}
.mob-sub.open{display:block}
.mob-sub li a{display:block;padding:10px 0;color:#ccc;font-size:0.95rem}
.mob-auth{display:flex;flex-direction:column;gap:10px;margin-top:24px}
.mob-auth a{text-align:center;padding:12px}
.breadcrumb{max-width:1200px;margin:12px auto 0;padding:0 10px}
.breadcrumb ol{display:flex;flex-wrap:wrap;list-style:none;gap:4px;align-items:center;font-size:0.83rem;color:#88b1c5}
.breadcrumb li+li::before{content:'›';margin-right:4px;color:#88b1c5}
.breadcrumb a{color:#88b1c5}
.breadcrumb a:hover{color:#90a4ae}
.breadcrumb [aria-current]{color:#90a4ae}
.page-main{max-width:1200px;margin:0 auto;padding:0 10px 48px}

/* Article wrapper */
.compliance-article{padding:20px 0 48px}
.compliance-article h1{color:#fff;font-size:clamp(1.3rem,2.2vw,1.9rem);margin-bottom:20px;line-height:1.25}

/* Brand hero / fact sheet */
.brand-hero{background:rgba(255,255,255,0.03);border-radius:12px;margin:0 0 32px;padding:24px 28px;border:1px solid rgba(255,255,255,0.07)}
.brand-hero-inner{display:flex;gap:40px;align-items:flex-start;flex-wrap:wrap}
.brand-hero-logo{flex-shrink:0}
.brand-hero-logo img{border-radius:6px}
.brand-hero-meta{flex:1;display:flex;flex-direction:column;gap:8px;min-width:260px}
.bm-row{display:flex;gap:10px;flex-wrap:wrap;font-size:0.88rem}
.bm-label{color:#88b1c5;min-width:140px;flex-shrink:0;padding-top:1px}
.bm-value{color:#e0e0e0;font-weight:500;flex:1}

/* Sections */
.about-section{margin-bottom:32px}
.about-section h2{color:#e0e0e0;font-size:1.05rem;font-weight:700;margin-bottom:12px;padding-left:10px;border-left:3px solid #63e466}
.about-section p{color:#b2c1c8;font-size:0.95rem;line-height:1.75;margin-bottom:10px}
.about-section p:last-child{margin-bottom:0}

/* Pros / cons */
.pros-cons-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start;margin-top:4px}
.pros-col,.cons-col{background:rgba(255,255,255,0.03);border-radius:10px;overflow:hidden;border:1px solid rgba(255,255,255,0.07)}
.pc-header{display:flex;align-items:center;gap:10px;padding:12px 16px;font-weight:700;font-size:0.9rem}
.pc-header-pros{background:rgba(76,174,78,0.12);color:#81c784;border-bottom:1px solid rgba(76,174,78,0.15)}
.pc-header-cons{background:rgba(244,67,54,0.1);color:#ef9a9a;border-bottom:1px solid rgba(244,67,54,0.15)}
.pc-icon{font-size:1rem}
.pc-list{list-style:none;padding:14px 16px;display:flex;flex-direction:column;gap:12px}
.pc-list li{display:flex;flex-direction:column;gap:3px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,0.05)}
.pc-list li:last-child{padding-bottom:0;border-bottom:none}
.pc-item-title{font-weight:600;font-size:0.85rem}
.pros-col .pc-item-title{color:#a5d6a7}
.cons-col .pc-item-title{color:#ef9a9a}
.pc-item-desc{color:#90a4ae;font-size:0.8rem;line-height:1.55}

/* Contact block */
.contact-block{background:rgba(255,255,255,0.03);border-radius:8px;padding:18px 20px;margin:14px 0 0;display:flex;flex-direction:column;gap:12px;border:1px solid rgba(255,255,255,0.07)}
.contact-row{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}
.contact-label{color:#88b1c5;font-size:0.8rem;text-transform:uppercase;letter-spacing:0.05em;min-width:160px;flex-shrink:0}
.contact-value{color:#74b3e5;font-size:0.88rem;word-break:break-all}
.contact-plain{color:#b2c1c8}

/* Footer */
.site-footer{background:#192124;padding:40px 0 20px;margin-top:40px}
.ftr-inner{max-width:1200px;margin:0 auto;padding:0 10px;text-align:center}
.ftr-nav-row{margin-bottom:28px}
.ftr-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:16px}
.ftr-nav a{color:#90a4ae;font-size:0.9rem}
.ftr-nav a:hover{color:#e0e0e0}
.ftr-sub-label{color:#88b1c5;font-size:0.78rem;text-transform:uppercase;letter-spacing:0.06em;margin-bottom:12px}
.ftr-payments-wrap{margin-bottom:28px}
.ftr-providers-wrap{margin-bottom:32px}
.ftr-carousel{overflow:hidden;width:100%}
.ftr-carousel-track{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:20px}
.ftr-carousel-track img{opacity:0.7;filter:grayscale(30%);transition:opacity 0.2s}
.ftr-carousel-track img:hover{opacity:1}
.ftr-bottom{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,0.07);padding-top:20px;text-align:left}
.ftr-disclaimer p{color:#87b1c4;font-size:0.78rem;line-height:1.6}
.ftr-trust{display:flex;align-items:center;gap:14px;flex-shrink:0}
.ftr-trust img{opacity:0.8}

@media(max-width:1080px){.main-nav{display:none}.mob-toggle{display:flex}}
@media(max-width:900px){.pros-cons-grid{grid-template-columns:1fr}}
@media(max-width:768px){.brand-hero-inner{flex-direction:column;gap:20px}.bm-label{min-width:120px}.ftr-bottom{flex-direction:column;align-items:center;text-align:center}.ftr-trust{justify-content:center}}
@media(max-width:480px){.btn-primary,.btn-secondary{padding:8px 12px;font-size:0.85rem;width:100%}.nav-auth .btn-primary,.nav-auth .btn-secondary{width:auto}.mob-auth .btn-primary,.mob-auth .btn-secondary{width:100%}.bm-row{flex-direction:column;gap:2px}.bm-label{min-width:unset}.contact-label{min-width:unset;width:100%}.contact-row{flex-direction:column;gap:4px}}
@media(max-width:360px){.mob-menu{width:100%}.ftr-nav{gap:10px}}